Use the form on our website and one of the AnnuityGator. The Annuity Gator’s End Take on the Athene Agility 7-Year Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Therefore, if you would like more information on SPIAs and/or you would like us to review an annuity that you already own, please feel free to contact us directly by. Overall fixed index annuity sales. Watch Our Client CASE STUDY Video: See How We Helped One Couple Retire 5 Years Early, With A Complete Retirement Strategy (Make sure your sound is turned on, also please wait up to 10 seconds for the video to load)Here at Annuity Gator, we provide you with annuity reviews that are thorough and independent – so we are objective about the information that we offer. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. The Annuity Gator’s End Take on the Athene MaxRate Multi-Year Guarantee Annuity Where this annuity works best: While the Athene MaxRate Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits: Guaranteed growth (at least for the first seven years) Protection of. The Annuity Gator’s End Take on the Mass Mutual Odyssey Select 7-Year MYGA Annuity Where this annuity works the best: If you want principal protection; If you are seeking an interest rate guarantee; If you plan to use the guaranteed income feature; Where this annuity works the worst: If you want the opportunity for a higher rate of returnOpening Thoughts on the Pacific Life Pacific Mariner 3 Year Annuity. For investors who have a family history of life longevity. You will also find that as of late June 2019, the company had closed out 136 complaints over the past. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Despite the current volatility in the. I received a thorough understanding which left me at ease with a clear mind. Dynamic Balanced Index II May 2016 – April 2017. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the following features: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The Annuity Gator’s End Take on the American Pathway SolutionsMYG Annuity from AIG / American General Where it works the best: This annuity could be a good option for those who are seeking the following: A fixed rate of interest over time; Safety of principal, regardless of what happens in the market;The Annuity Gator’s End Take on the Midland National Life LiveWell Fixed Index Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;The Annuity Gator’s End Take on the Midland National Life MNL Endeavor Fixed Indexed Annuity Where it works the best: The Midland National Life MNL Endeavor 8 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growthThe Annuity Gator’s End Take on the Bankers Life & Casualty Premium Bonus IA Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;My name is Marcus Brutoco. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. As a source of guaranteed income delivered by a. We can also help you to narrow down the annuity (or annuities) that could work for your particular retirement and other financial objectives. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. Despite the current volatility in the. For instance, this annuity can provide you with a personal pension-like income. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. So, a fixed index. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. The Annuity Gator’s End Take on the MassMutual RetireEase Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long lifespan; Will need retirement income in the extended future (up to 30 years before it begins) Are seeking a guaranteed income later in lifeThe Annuity Gator’s End Take on the Northwestern Mutual Fee Based Select Variable Annuity Where this annuity works the best: There is no one-size-fits-all investment that is right for everyone. Annuity Gator specializes in helping Americans financially prepare for retirement with the proper use of annuities and income planning strategies. So, if you would like more details, feel free to set up a time to chat with an Annuity Gator retirement income expert. Nobody likes that. Overall, given the low return that the Allianz 222 annuity has produced of. The Annuity Gator’s End Take on the Thrivent Secure Retirement Builder FIA Annuity Given the many benefits associated with the Thrivent Secure Retirement Builder fixed indexed annuity, it could be a viable option if you are seeking the following features: Opportunity for growthAll of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a way that. The Annuity Gator’s End Take on the New York Life Guaranteed Period Income Annuity ll Where this annuity works best: For those who need income for a set period of time (such as to ensure that income will continue after retiring, but before starting Social Security benefits)So, if you’d like to learn more, please feel free to contact us directly and schedule a time to chat with an Annuity Gator retirement income specialist. The Annuity Gator’s End Take on the Jackson National Elite Access Advisory Variable Annuity Where it works the best: For those who are seeking the opportunity for a higher rate of return; For those who have a higher tolerance for risk; Where it works the worst: If you have a low tolerance for risk; If you are seeking protection of principal The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. Annuity Gator provided the contact with Joshua, and I am glad they did. Indexed Annuity; Deferred Annuity; Fixed Annuity; Variable Annuity; Annuity Reviews. The Annuity Gator’s End Take on The Standard Focused Growth Annuity Where it works best: Safety of principal; Guaranteed lifetime income in retirement; Guaranteed rate protection – at least for a short time after purchasing the annuity; Where it works worst: If you are seeking a long-term rate guarantee; If you are looking for a higher returnAccording to the Sagicor Life Insurance Company’s website, the Milestone MYGA is a single premium deferred fixed annuity. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. We have been doing this very well for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth;The Annuity Gator’s End Take On The Prudential Variable Annuity. ) By paying this fee, your money will grow or step-up in a separate account. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. According to EMC National Life’s website, the Single Premium Immediate Annuity (SPIA) is designed to provide a guaranteed, steady income immediately after purchase. This can come from personal (non-qualified) funds, or you can use qualified dollars that are rolled over from an IRA or employer-sponsored retirement plan. The Annuity Gator’s End Take on the Prudential HDLI v3. As of year-end 2018, American Equity. We. Upstream Life is headquartered in Dallas, Texas. These fees include an annual contract maintenance. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a. This annuity guarantees that these income payments will last for a specified period of time, or even for the remainder. This means that regardless of future economic conditions. The Annuity Gator. My name is Matthew Taub. The Annuity Gator’s End Take on the Mass Mutual Stable Voyage 7-Year MYGA Annuity Where it works best: For those who are seeking safety of principal; For those who want a set rate of growth (at least during the guarantee period of 7 years, and possibly a renewed guarantee period) For those who are seeking a set, ongoing income stream in. M. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. This annuity is actually considered a registered index-linked annuity, or RILA, which offers 100% principal protection against market decline. 50% in Year 10, until they reach 0% in Year 11 and thereafter. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. As a source of guaranteed income delivered by a reliable company. 60% a year, and the maximum annual fee for the life of the contract is 2. Income that can keep pace with inflation and market growth. For producing an income for life that cannot be outlived by a surviving spouse. If you’re still considering the Farm Bureau Select IV New Money 4. Despite the current volatility in the. Annuities can be complex. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. An accumulation vehicle for someone who needs access to their money. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirement The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. How Do Annuities Work; What is a Retirement Annuity? What is Annuity Income? Annuity Types. Annuity Basics. Learn More About Me. Downside protection. send a question. Best, The Annuity Gator P. This, and other updated information, can also be obtained by reading page 164 of the prospectus, or by. As a source of guaranteed income delivered by a reputable company. The Annuity Gator’s End Take on the Ultra-Premier 7 Annuity from United of Omaha Where it works best: While this particular annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: Guaranteed growth for a set period of time (in this case, for 7 full years)Annuity Gator is made up of a team of annuity and retirement income planning experts. For instance, if you own or plan to purchase an annuity, you may be able to add additional benefits or guarantees by way of “riders”. Many indexed annuities will actually allow you to track multiple indexes from a list of options. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. Better to lock in a guaranteed lifetime income. Annuity Gator, Cortaro, Arizona. Terry Heys President, CEO of Annuity Gator. M. The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. This has led some to complain publicly. The company is not an annuities broker and it’s not an insurance company. ) By paying this fee, your money will grow or step-up in a separate account. The Annuity Gator’s End Take on the Midland National MNL IndexBuilder 10 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a. 6:01 AM, 22 March 2019 . The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeHere at Annuity Gator, we are a team of experienced financial pros who are intent on offering the most comprehensive and unbiased annuity reviews. The Annuity Gator’s End Take on the Atlantic Coast Life Retirement Plus Multiplier Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; A long-term commitment to the. com team members will personally. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. 0 Where it works the best: You may want to consider the Prudential HDLI v3. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. It’s our firm belief that when. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. Headquartered in Newport Beach, California, Pacific Life. As with other variable annuity products, there are also additional charges, based on the underlying investments that are selected. (The. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. Despite the current volatility in the. | We simplify the way annuities are. I help clients all over the country find ways to. Despite the current volatility in the. S If you would like to read more of our VOYA Financial annuity reviews here is a link to check out: Voya Life Guarantee Choice Fixed Deferred Annuity . As of mid-2019, Equitable had more than $952 million in admitted assets, which is a 96% increase from just one year prior. So let’s get started! When going online to get annuity education and information, what you’ll find is that most of the websites are run by annuity agents. Annuity details can be somewhat cumbersome to digest. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. These charges typically apply to withdrawals taken out of the account during the first six to eight years, and they are one-time fees, but surrender periods could last for as long as 10 years. The representative also went into detail and explained to me the pros and cons of my annuity. My name is Ryan McNeill. As of mid-year 2019, Athene held nearly $133 billion in total assets, with more than $113 billion in invested assets, and over $1 billion in excess capital. Featured. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirementThe Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. In this case, the option with the compounding IAV rate of 6% will cost you an annual rider fee of 1%, while the Lifetime Income Benefit and. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Great American Index Protector 7 Fixed Index Annuity Where it works the best: Even with all of its enticing features, the Index Protector 7 annuity may or may not be right to everyone. 11:13 AM, 29 January 2019 . The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. 35% respectively. Welcome. If you want to learn modern approaches to protect and grow your retirement savings and ensure that. The company held approximately $158 billion in total assets as of year-end 2017, as well as more than $11. The Annuity Gator’s End Take on the MasterDex X Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as Simple Income rider is elected, and used shortly after purchase) For producing an income for life that cannot be outlived by a surviving spouse;In addition to the 6-year annuity, there is also an 8-year and a 10-year. I would like to thank Annuity Gator for their honesty, professionalism, and great expertise. 75%. For any annuity-related questions you may have, feel free to reach out to us directly at (888) 440-2468, or send us an email. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. And, if you choose the lifetime income option, this. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed income The Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit AnnuityThe Annuity Gator’s End Take on the Great American AssuranceSelect 7 Plus Annuity Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those. My name is Robert ”Bob” Gardner. Mutual funds are popular because they give investors an automatic layer of diversification, offering investors a choice of funds from among the categories of stocks, bonds, balanced funds, and money market funds. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeThe Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: A reliable income stream right away (or one that starts within 12 months after purchasing. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. Read customer reviews of their agents, products, and services on Trustpilot. Athene USA serves customers in all 50 of the United States. Hi Ken – Thank you for your comment. Our primary mission at Annuity Gator is on educating consumers about whether or not annuities may be a good fit for retirement planning – and if so, which annuity may be best. And, because of the in-depth reviews that we provide, we have become a highly. The opportunity for index-linked growth. For investors who have a family history of life longevity. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. At Annuity Gator, our mission is to educate consumers and financial professionals about how annuities work, and where they may – or may not – fit into a particular portfolio, based on risk tolerance, time frame, and specific short and long-term objectives. Since its inception, this company – which began as a family-owned entity in Lansing, Michigan – has grown into a multi-billion dollar insurance carrier. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps you make. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. After researching a 60 and 115% fund index rates I noticed that after the initial period of 12 to 24. For the full year 2019, United Heritage Life Insurance Company took in nearly $102 million in insurance and annuity premium for a net income in excess of $5 million. So in this scenario, you would actually be guaranteed a rate of 4. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. If you want to learn modern approaches to protect and grow your retirement savings and ensure that you never outlive your money — you have come to the right place!”. Learn More About Me. This is because the contract will provide the. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Guaranteed income throughout retirement. Despite the current volatility in the market and the low. 8 350 total 83% 5% 2% 2-star 2% 1. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Annuity gator has educating videos and… Annuity gator has educating videos and articles for you to make decisions with out trying to sell you products, I was paired up with a wonderful money manager to talk with and go over several different plans for my wife and myself. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. When the underlying index performs well, a. The Annuity Gator’s End Take on the Eagle Life Select 10 Fixed Indexed Annuity Where it works the best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth as versus a regular fixed annuity; Safety of principal; Guaranteed lifetime income We also created an online annuity quiz that over 10,000 people have taken. I help clients all over the country find ways to generate more retirement income while securely protecting their money during these turbulent times. But the tradeoff here is these riders oftentimes require an added expense. As with other annuities, you can “annuitize,” (convert over to an income stream) the 6-year Protected Advantage annuity and. Calculate all of the annuity fees (some annuities have obscure fees). We met several times by phone and Zoom meetings, and he walked. The Annuity Gator’s End Take on the Prudential HDLI v3. He took the time to educate me on the alternatives available in the field of annuities. Pacific Life has been helping clients to grow and protect wealth for nearly a century and a half. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best:At Annuity Gator, we make up a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. How Do Annuities Work. Annual withdrawals of 3. With the Market Index annuity from Puritan Life, you make just one single lump-sum premium payment. Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take On The Prudential Variable Annuity. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Fixed annuities like the Secure Legacy MYGA product offer a great deal of certainty, even in an uncertain financial world. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. At Annuity Gator, we don’t think you should have to stay in a product that is no longer fitting your needs. What's the biggest question that you have about annuities? *. Likewise, there is also a fee to add the optional guaranteed minimum death benefit. Which sounds really cool at first. | Read 141-160 Reviews out of 3431 review US Feb 5, 2021 Invited Hidden costs and fund participation rate variances explained by Annuity Gator Initial contact was expedient. The Annuity Gator’s End Take on the Mass Mutual RetireEase Choice QLAC Where it works best: Although the Mass Mutual RetireEase QLAC may not be right for everyone, this product could be a good option for those who: Are anticipating a long life; Require an income source later in life; Want to ensure that a spouse has guaranteed income later in. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus employees who are participants in a workplace retirement fund). I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. We have compiled the current annuity rates from top-rated insurance carriers that provide income now, income later, or are designed to securely grow your. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. These contributions are tax-deductible and they grow tax-deferred. The Annuity Gator’s End Take on the General American Power Select Plus Fixed Index Annuity Where it works the best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works the worst:These include the following: Annual contract fee (if the annuity’s contract value is below $25,000) – $30. This is the place to go if you are looking for comprehensive and up-to-date information on the kinds of annuities sold to investors today. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. Beware of these annuity websites. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. At Annuity Gator, we are a team of experienced financial and annuity professionals who specialize in providing in-depth, and unbiased, annuity reviews on the Internet. I think Mr. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. Learn More About Me. The F&G Dynamic Accumulator annuity is actually an offshoot of the basic fixed indexed annuity. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. Ameritas describes the Compass Index Annuity as a product that offers the following benefits: Upside potential. My name is Barbara Halperin, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million commissionable trades per day! Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. The Annuity Gator’s End Take on the Guarantee Income Life Insurance Company’s FlexPlus 5 Deferred Annuity Where this annuity works best: While this annuity may not be right for everyone, it could be a good alternative for those who are seeking the following benefits: Guaranteed growth; Protection of principal; Lifetime income in retirementGet free annuity feedback and guidance instantly without having to talk to a high-pressure sales agent. With this annuity, there is an annual insurance charge of 0. Plus, if you withdraw funds from the annuity when you are under. Best. Use the form on our website and one of the AnnuityGator. The Annuity Gator’s End Take on the Pacific Life Frontiers ll Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature;At Annuity Gator, we focus on educating consumers and financial professionals on how annuities work, and where they may – or may not – fit in an individual’s portfolio. Each annuity review is written with the goal of publishing the most complete, unbiased annuity reviews available on the World Wide Web today. So, if you would like to get a better. Annuity Gator – Ryan Smith Bio. Penn Mutual Insurance Company describes the Premier annuity as a type of retirement plan that includes the following benefits: Strong retirement savings growth potential. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. Initially, he listened to understand my needs, wants, and fears. Rather, it will simply be credit with 0% for that period. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Learn More About Me. Protection from loss in a down market. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. Here, this annuity charges additional fund platform fees that can range from . These indexes serve as benchmarks for market growth and determine the annuity’s returns during the contract term or term length. Your broker or plan administrator can set this up for you. Throughout the years, this insurer has grown and expanded, both in terms of client base and assets under management. My name is Mark Shelby, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Independent & Objective Reviews on Annuity InvestmentsAnnuity Gator | 88 followers on LinkedIn. The Annuity Gator’s End Take on the Security Benefit Secure Income Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. 75% to 6%, depending on your age and the income option. The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. So in this scenario, you would actually be guaranteed a rate of 4. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of return The Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. But that’s not all. product was identified and information sent. Here at Annuity Gator, we publish the most comprehensive independent annuity reviews online and have been doing it longer than many of the copycat annuity review websites you see now. We offer this testing for free at Annuity Gator. 8 VERIFIED COMPANY annuitygator. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. The Annuity Gator’s End Take on the Jackson National Life BonusMAX Two Annuity Where it works best: The Jackson National BonusMAX Two annuity may work the best for those who are looking for the following: Safety of principal; Guaranteed lifetime income; Guaranteed rate protection – at least for a short period of time after purchasing the. We look forward to helping you create your retirement savings and income strategy. Here you’ll find truthful, clean and understandable information regarding annuities. My name is Mark Newman. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. Despite the current volatility in the market and the elevated. A Fixed Index Annuity (FIA) is a simple contract between you and an insurance company, but it’s often called a hybrid annuity. 5 billion in assets, and had nearly $13 billion of total life insurance in force. The Annuity Gators End-Take on the Nationwide Destination C Variable Annuity. While the fixed rate period is five years on all of these options, the rate can vary, typically being higher with the longer surrender periods. The Lifetime Income Benefit with the IAV rate of 5. Our annuity ranking software will help you compare the best annuities for retirement and recommend a customized annuity strategy, so you can get the most bang for your buck. The Annuity Gator’s End Take on the Transamerica Vanguard Variable Annuity Where this annuity works the best: For those who are looking for market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assets; Where this annuity works the worst: For those who have a low-risk toleranceAnnuity Gator. My name is Joshua Schlinsky I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Best, and an A- (Strong) from Standard & Poor’s. Annuity Basics. 5:38 PM, 19 February 2019 . The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. Feel free to contact us directly by phone at (888) 440-2468 and chat with one of our annuity specialists. Annuity Gator has 5 stars! Check out what 358 people have written so far, and share your own experience. But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. The minimum fee for this feature is . OneAmerica/The State Life Insurance Company describes the Annuity Care ll as a guaranteed interest rate annuity that is combined with the protective elements for end of life care. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus. Sources Retirement Uses for Your Health Savings Account (HSA). For investors who have a high tolerance for risk. The company’s mission is to dispense honest guidance,. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. The fees that are paid for an annuity are absorbed by the dividends they pay and are only apparent if you go looking for them. At Annuity Gator, our focus is on educating consumers and financial advisors on how annuities work, and how they can be incorporated into a tax-advantaged savings and a retirement income plan. This annuity allows you to turn a lump sum of money into a steady income stream right way. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. 5% will also come with an annual rider fee of 0. Annuity Gator Annuity Gator Reviews 350 • Excellent 4. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. The Annuity Gator’s End Take on the Pacific Life Pacific Index Edge Fixed Indexed Annuity Where it works best: Although this annuity may not be the ideal option for everyone, it could be a good alternative if you are seeking the following features: The opportunity for higher growth than that of a regular fixed annuity productThe AccumuLock Indexed Annuity from Farm Bureau is no different. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Expert is an independent online insurance agency servicing consumers across the United States. With more than 58% of United Heritage’s overall. As an example, the Jackson National Perspective II variable annuity prospectus includes updates that were included as of April 24, 2017. Annuity Gator. Annuities are a unique product in that. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Despite the current volatility in the. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. I help clients all over the country find ways to generate more retirement income and see how to securely grow and protect their money during these turbulent times. Hi Diane – I wanted to follow up with you again and let you know that we have completed our review of the ForeAccumulation ll annuity. Annuities Explained. We look forward to assisting you. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. 70% for joint life (both you and your spouse. The opportunity for additional, index-linked. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . If you’re still considering the FG Guarantee Platinum 7. com team members will personally. Annuity Gator Has Helped Countless Clients All Around The Country Purchase An Annuity. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. ”. The Protective Smart Saver 4 annuity is described as a limited flexible premium deferred fixed annuity. Hagin . 0 Where it works the best: You may want to consider the Prudential HDLI v3. Slow but steady growth over time. The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. The product literature for the Reliance Standard Life Apollo MVA annuity describes this product as being “a smart choice for safety conscious individuals seeking financial security. Like most “report cards,” this grade is on a scale of A through F – so at the moment, there are at least a few areas where Athene needs to do some work. We can be reached via phone, toll-free, at: (888) 440-2468 , or you can send us a message through our secure online contact form to schedule a time to chat with one of our retirement income. 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. My name is Robert ”Bob” Gardner. This rate is declared by the offering insurance company, and unlike a variable annuity or an indexed annuity, the return on a fixed index annuity is not tied to the performance of the stock market or an underlying market index like the S&P 500. He answered every question and never pushed for a sale. Share Tweet Pin it Share. The Annuity Gator’s End Take on the Great American Landmark 3 Fixed Index Annuity Where it works the best: Although this annuity comes with a number of nice benefits, it will typically work the best for those who are seeking the. have an annuity question? Our Advisors. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. For instance, if you withdraw more than 10% of the annuity’s contract value within the first full nine years, you will incur a withdrawal fee. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. The Annuity Gator’s End Take on the Jackson National Life Action Fixed Annuity. So, the range of total annual portfolio operating expenses – including investment advisory fees, 12b1 fees, and other expenses as a percentage of the average portfolio assets – can range between . If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. The Principal Financial Group (often simply referred to as The Principal) is a global financial investment management leader that is headquartered in Des Moines, Iowa. That’s where the Annuity Gator comes in. The company offers more than. Annuity Gator Terry Heys, CEO of Annuity Gator This is where text would go about annuities and explaining the video telling people why annuities are the way to. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. When the market experiences an upward trend, the returns inside the annuity increase. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. Annuity Gator educates investors on the benefits and advantages of choosing to invest in annuities. At year-end, United Heritage Life Insurance held nearly $627 million in assets and nearly $71 million in capital and surplus. Independent annuity professionals provide honest advice, better products and personalized products for your situation. The opportunity for additional, index-linked. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. We can help you with the following three areas: 1). The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. My name is Terry Ciotti, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies.